Terms and Conditions

These Terms and Conditions ("Terms") govern your use of the website and services provided by Bridle Partner Pty Ltd (ABN 99 682 391 644, CRN 564258) under Australian Credit Licence Number 384704 ("we," "us," "our"). By accessing or using our website, you agree to comply with and be bound by these Terms.

1. Use of Website

You may use our website for lawful purposes only and in a manner that does not infringe the rights of others or restrict or inhibit their use of the website. You may not:

• Use the website for any illegal purpose.
• Attempt to gain unauthorized access to the website's server or interfere with the website's normal operation.

2. Services Provided

Bridle Partner Pty Ltd provides mortgage broker services, including but not limited to advising on mortgage options, applying for loans, and assisting with paperwork. These services are subject to the terms outlined in this agreement and applicable laws, including the National Consumer Credit Protection Act 2009.

3. No Financial Advice

While we provide mortgage broker services, we do not provide specific financial or investment advice. You should seek independent financial advice before making any decisions regarding mortgage products. Our services comply with responsible lending obligations under the National Consumer Credit Protection Act 2009 and relevant Australian Consumer Law.

4. Commissions and Fees

As a mortgage broker, we may receive commissions, fees, or other incentives from lenders or third parties upon the successful completion of a loan. These amounts will be disclosed to you during the loan application process, and we ensure that we provide services that are suitable to your needs, in compliance with the National Consumer Credit Protection Act 2009.

5. Intellectual Property

All content, materials, logos, graphics, and trademarks displayed on the website are the property of Bridle Partner Pty Ltd and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any of our intellectual property without prior written consent.

6. Limitation of Liability

To the fullest extent permitted by law, Bridle Partner Pty Ltd is not liable for any direct, indirect, incidental, special, or consequential damages arising out of your use of or inability to use our website or services. This includes, but is not limited to, any loss of data, business, or financial loss.

7. Governing Law

These Terms are governed by the laws of New South Wales, Australia. Any disputes will be resolved in the courts located within New South Wales.

8. Dispute Resolution

We strive to resolve any disputes promptly and fairly. If you have a complaint or concern regarding our services, please contact us directly at [insert contact details]. We are committed to resolving disputes in a manner consistent with applicable Australian Consumer Law.

9. Changes to These Terms

We reserve the right to update or change these Terms at any time. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review these Terms periodically.

If you have any questions or concerns about these Terms, please contact us at [insert contact details].