Bridlepartners Calculators
Quickly estimate your borrowing power, repayments, and stamp duty to find your best home loan options.
Home Loan Calculators
Use our calculators to estimate your borrowing power, repayments, stamp duty, and potential refinance savings.
Bridlepartners’s calculator made my home loan planning effortless. It’s accurate, easy to use, and gave me a clear borrowing estimate in minutes.
Tina Yards
First-time Home Buyer, NSW
Frequently asked questions
Your home loan questions answered.
- What documents are required to apply for a home loan?
- To apply for a home loan, you’ll need proof of identity, income, expenses, and financial commitments. Typically, this includes recent pay slips, bank statements, and details of the property you’re purchasing. Having all these documents ready can speed up the application process.
- How is my eligibility for a home loan determined?
- Your eligibility is based on factors such as income, credit score, savings, existing financial obligations, and the value of the property. A stable income and good credit history can significantly increase your chances of approval.
- Can I refinance my home loan to get a better rate?
- Yes, refinancing can help you secure a lower interest rate, reduce your monthly payments, or access the equity in your home. Our team can guide you through the process and help you calculate potential savings.
- What types of home loans do you offer?
- We offer fixed-rate loans for stability, variable-rate loans for flexibility, and split loans that combine the two. Interest-only loans are also available for investors. Our experts can help you choose the right option for your needs.
- How long does it take to get a home loan approved?
- The approval process usually takes 1-2 weeks, depending on the complexity of your application. Submitting all required documents promptly can help ensure a faster decision.